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GoCardless for WooCommerce

Accept Direct Debit, ACH Pull, and open banking payments with GoCardless.

Subscription includes

  • Free updates
  • Free customer support

GoCardless puts you in control of collecting payments directly from your customers’ bank accounts.

Integrate GoCardless and collect one-off and recurring bank payments directly from your store.

Whether it’s invoices, memberships, subscriptions, installments, or ad-hoc payments, we help you get paid on time without the hassle or expensive card fees.

Features:

  • Transparent pricing, with no setup fees so you can start collecting instantly
  • Global coverage
  • Support for additional products and features, including
    • Success+ – intelligent payment retries
    • Protect+ – intelligent fraud detection
    • WooCommerce Subscriptions (separate extension)
      • WooCommerce Subscriptions adds subscription functionality to WooCommerce. Merchants can create subscription products or services, and customers can subscribe to them, paying on a weekly, monthly, or annual basis. The GoCardless extension works with this extension, allowing merchants to accept payments for subscription products using the GoCardless Payment Gateway.
    • WooCommerce Pre-Orders (separate extension)
      • WooCommerce Pre-Orders allows customers to order products before they are available, and merchants can configure pre-order products according to their requirements, such as pay upon release, upfront payment, pre-order fees, etc. The GoCardless extension works with this extension, allowing merchants to accept payments for pre-order products using the GoCardless Payment Gateway.

When using the GoCardless gateway, shopper can pay via their bank account:

The GoCardless payment gateway supports accepting bank payments using Instant Bank Pay (for supported countries and currencies only) and Direct Debit. The customers can pay by entering their bank account details in the GoCardless Drop-in, allowing them to stay on a merchant’s site when completing payment in the checkout flow.


Customer reviews

Average rating 2.7
10 reviews
5 stars, 20% of reviews
4 stars, 20% of reviews
3 stars, 10% of reviews
2 stars, 10% of reviews
1 star, 40% of reviews
10 reviews
  • premiumlivestock
    Rated 1 out of 5
    Functionality
    Jan 26, 2026
    Functionality
    Stay away from GoCardless — seriously. You pay for a plugin, set everything up, run a few transactions, and then they shut your account down like you’re nothing. No proper explanation, no meaningful communication, just “decision made”. Then comes the worst part: they hold your money for weeks (even months), and you’re left chasing your own funds with zero transparency. You don’t get clear reasons, you don’t get a real timeline, and you don’t get treated like a business partner — you get treated like a problem. Support is shocking: arrogant tone on the phone, no empathy, no ownership, and no urgency. The whole process feels like they can freeze your account whenever they want and keep your ca...
  • Nicholas Hammerschmidt
    Rated 1 out of 5
    Support
    Nov 14, 2025
    Support
    They will close your account on a whim, not give you a reason, and completley leave you and your customers holding the bag. STAY FAR AWAY from this provider! PrecisionPay is a much better ACH option.
  • cover3d681742ed
    Rated 3 out of 5
    Ease of use
    Nov 6, 2025
    Ease of use
  • tructhibach1971
    Rated 5 out of 5
    Ease of use
    Aug 10, 2025
    Ease of use
  • shank888
    Rated 4 out of 5
    Functionality
    Aug 6, 2025
    Functionality
    As a business owner taking international banking payments is a hassle. GoCardless does a seeminly good job at this however there is some things to consider with this plugin that I think could be improved upon. 1. Foregin Currency. If you are lets say in UK and you want to bill a client in the states you will need a currency converter on your website to make the currency in USD (or whatever the local currecny of your customers are). This added some hurdles, but once I billed locally it worked great and offered better compatibility and localization. I would still, however, like a local currency conversion on check out to make the plugin more seamless. 2. The GoCardless backend slowed some Word...

Extension information

  • PHP version required: 7.4
  • Tested with WordPress: 6.9
  • Tested with WooCommerce: 10.4
  • Requires at least WordPress: 6.7
  • Requires at least WooCommerce: 10.2

Compatibility

  • Cart & checkout blocks
  • High performance order storage (HPOS)

Countries

Requirements

  • SSL certificate
  • GoCardless account
  • WooCommerce version 9.2 or higher
  • WordPress version 6.5 or higher
  • PHP version 7.2 or higher

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